FINANCING

At Josephs Jewelers, we offer flexible financing options to make purchasing easier. Please fill out the  Financing Form and bring it to one of our store locations for approval or email to info@josephsjewelers.com.

BRIDAL 12-MONTH NO-INTEREST FINANCING

  • Available with a qualified credit report
  • Installments over 12 months
  • Minimum down payment: 20%
  • Eligible items: Engagement rings and wedding bands only
  • Minimum purchase price: $750

Customers will sign an Installment Purchase and Security Agreement at the time of purchase

COSIGNER & LAYAWAY OPTIONS

Customers without a qualified credit report may use a cosigner. The cosigner completes Section B of the agreement and signs at the time of purchase.


Alternatively, items may be placed on a 90 Layaway and payments made over the course of 90 days.


We’re happy to answer any questions about our financing plans, please speak with a member of our staff for details.